Florida is considered a no-fault state when it comes to car accidents unless an individual is seriously injured. The state guarantees payment of claims by an individual’s insurance policy for medical bills and loss of wages up to the amount of the coverage of their insurance policy. An individual should have a personal insurance policy and an individual must pay the deductible before the insurance money can be received.
When Can An Individual Sue The At-fault Party For Damages?
Serious car accidents that result in the death, paralysis, scarring, and loss of a limb, brain damage, or any other type of permanent injury could mean a victim is eligible to sue an at-fault party for damages. A victim could be entitled to pain and suffering from the past and future, lost wages, lost wage-earning capacity, medical expenses from the accident and loss of consortium if they were married.
Should An Individual Immediately File A Claim To The Insurance Company?
The best thing a victim can do after they’ve been seriously injured is contact a Miami Car Accident Lawyer for a free consultation and advice about their case. The lawyer can help a victim file a claim with the insurance and investigate the cause of the accident to determine if the case is worth pursuing to receive further compensation. Attempting to file a claim alone could result in mistakes that could cost a victim thousands of dollars in financial compensation they may need in the future.
Categories of Damages
There are two categories of damages available to a victim of an automobile accident that is economic and non-economic. Economic damages could include, medical expenses, lost income, lost support and services, the replacement value of lost personal property and other economic losses that occur because of the injury. Non-economic damages include pain and suffering, mental anguish, and inconvenience.
If you or a loved one have suffered serious injuries or someone has passed away due to the injuries, they received in an automobile accident, they should contact a personal injury lawyer as soon as possible. It’s important for an injury victim to focus on healing from their injuries and let the attorney take care of the paperwork and settling the case.